What
is long term care insurance?
Long
term care insurance is coverage that is available from Oregon insurance companies
to provide medical and other services to patients
who need constant care in their own home or in
a long term care facility. We offer free Oregon insurance quotes from top long term care insurance companies!
Even
though people are living longer, more are requiring
expensive assistance in their later years. Long
term healthcare services can be provided in your
home, in an assisted living facility or in a nursing
home. In many cases the family is no longer able
to provide such care around the clock. Family
members may not live nearby, they may have other
pressing family commitments, or simply cannot
get the time off work or be away from the home.
It
is very likely that someone you know needs help
with the activities that many of us take for granted
while we are still able to perform them - eating,
bathing, dressing, etc. According to the Health
Insurance Association of America, 48.6% of people
age 65 and older may spend some time in a nursing
home and 71.8% of people age 65 and older may
use some form of home health care. Additionally,
less and less of nursing home costs are paid by
Medicare Part A. The average annual nursing home
cost have exceeded $40,000 and often much more. Can you pay this? Probably not. This is why it is important to apply for free Oregon insurance quotes for long term care insurance today!
The
greatest difficulty with long term care is the
lack of preparation for the costs incurred when
someone you love requires assistance. Some people
can pay the bill out of pocket, others will qualify
for Medicaid (welfare), but most of us will fall
somewhere in the middle. We have worked hard all
our lives and now we can lose everything to a
nursing home. Don't wait! Apply for free Oregon insurance quotes for long term care assistance!
A
long term care insurance policy from a qualified Oregan insurance professional can help protect
your assets from the rising cost of care,
allowing you to remain financially and socially
independent. Long term care can help secure not
only your financial future, but also that of your
family. Now is the time to act and apply! Our offer is for FREE OREGON INSURANCE QUOTES!
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